Apply online now. A Union Federal Private Student
Loan is a smart way to cover college essentials.

We understand that financing your education can be stressful. But we're here to help with flexible options. The sooner you start filling out our simple application the sooner you can relax. We've been helping students like you for years, and we can help you too.

A few simple things to
know before you apply.

Multiple Loan Options

Take a moment to consider the best way for you to pay back your loan.

  • Immediate Repayment
  • Interest-Only Repayment2
  • Partial Interest Repayment2
  • In-School Deferment1

Interest Rate Options

Choose between a fixed or variable rate

Loan Terms

Choose your own loan term

What you want, including
a graduation present.

Rate Reductions

Even a small percentage can make
a difference in your bank account.

  • .25% reduction for consistently making on-time payments3
  • .25% for automatic loan payment withdrawal4
  • .25% if you make automatic payments from a SunTrust bank account4

Graduation Reward

1% principal reduction per loan at graduation5


Am I eligible?

Your loan can also help pay for books, lab fees and other expenses.

Eligibility requirements:

Cosigners are great.

If someone with a good credit history is a cosigner, your Union Federal Private Student Loan is more likely to be approved. It could be an eligible parent, guardian, or a friend.